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first_imgMusic majors at Saint Mary’s learned about the path one Belle followed from the College to a community music school after obtaining her degree in music in a lecture Monday titled, “Life After a Music Degree: Community Music Schools.” Kellirae Boann, executive director of the Music Village in South Bend, said the Music Village offers a unique opportunity for music majors to participate in the South Bend community after graduation.             Boann said her discernment path in the music industry included a 10-year run with local country rock band “Everyday People.” To improve her ability to make a living, she said went back to school, obtaining a degree at Indiana University-South Bend (IUSB). While taking classes at IUSB, she said she was invited to a presentation that discussed the Old Town School of Folk Music in Chicago. During this presentation, she said she realized she wanted to build something in the South Bend community modeled after this school. “I knew right away this was what I wanted to pursue after college,” she said. “Electricity was in the air during this presentation. I could feel through out my hair, it was crazy.” Boann said the Music Village began as a concept in October 2011, after surveys were sent out to the local community to see how many people would be interested in a teaching and performing institute. A 97 percent return rate among 300 people let Boann know this would work, she said. In 2012, a Board of Directors was established for the school, though Boann said it struggled with funding. “We started out with nothing, but we were undaunted and fearless,” Boann said. The Music Village opened in June 2012 with only 14 students, two instructors and one available guitar class. Although the length of the process required patience, Boann said they received funding. The school is now a non-profit organization registered with the State of Indiana, she said.   “I did not have to perform in order to have a career in music,” Boann said. Currently, The Music Village is located at a central point in downtown South Bend, and offers classes in the genres of Ballroom, Latin, Spanish, Swing and International Folk and instruments such as banjo, piano, violin, vocal coaching, guitar and bass. “We are about making music. I was not afraid to take a chance, [and] a year into this, … things are happening. Most importantly, people have music in their lives,” Boann said. Contact Rachel Rahal at [email protected]last_img read more

first_img 41SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Chole Casber Chole Casber is a product manager for TMG. In his role, Chole is responsible for various product lines from ideation through rollout, including EMV. Chole is also focused on identifying … Web: www.tmg.global Details Recent research from payment technology company NCR suggests hackers can override code on EMV chip cards to make them appear as regular magnetic stripe cards. Why is this a potential problem? Because it would mean EMV cardholders would be prompted to swipe instead of insert, leaving their cards vulnerable to counterfeit fraud.In addition, fraudsters recently claimed they were able to manipulate dual-interface EMV cards, which offer cardholders the ability to insert, swipe or ‘tap and go.’ They said near field communication (NFC) amplifiers allowed them to read card information on dual-interface cards. With this technology, the fraudsters claim, cards would be at risk even when tucked safely in pockets and purses.Card issuers, merchants and consumers should know there are security measures in place to address both of these supposed vulnerabilities.First and foremost, the entire structure of EMV is centered on a dynamic cryptogram response system. When a cardholder inserts his or her card at the point of sale, the card is authenticated using unique transaction data from both the merchant and the card issuer. Any data a fraudster may capture during this transaction cannot be used to perform new transactions.Additionally, the neural networks payment processors like TMG have in place provide an extra layer of protection against fraud. Among the tactics these systems employ is the validation of card verification values (CVVs). If a fraudster were to overwrite the magnetic stripe on an EMV chip card, the CVV from the transaction would not match up with the CVV in the processor’s system, causing the transaction to be declined.Although EMV doubters may be quick to point out perceived flaws in the technology, there are proven benefits to it. Already, U.S. merchants with chip-enabled terminals have seen counterfeit card fraud drop by 18 percent. Other countries that have implemented EMV technology have seen similar results. England, France and Canada all saw card fraud drop exponentially after deploying EMV.While no technology is completely infallible to fraud, the robust security measures card issuers and payment processors have in place help ensure EMV lives up to its promises. The continuous evolution of fraud prevention strategies further positions EMV as the top dog in the fight against fraud.last_img read more