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first_img Related Articles About Author: Krista Franks Brock Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Home / Daily Dose / BCFP May End ‘Proactive Oversight’ of Military Lenders Krista Franks Brock is a professional writer and editor who has covered the mortgage banking and default servicing sectors since 2011. Previously, she served as managing editor of DS News and Southern Distinction, a regional lifestyle publication. Her work has appeared in a variety of print and online publications, including Consumers Digest, Dallas Style and Design, DS News and DSNews.com, MReport and theMReport.com. She holds degrees in journalism and art from the University of Georgia. Share Save  Print This Post Previous: FHA Provides Relief to Hurricane-Affected Homeowners Next: Delinquencies Remain Low But Household Debt Rises Data Provider Black Knight to Acquire Top of Mind 2 days ago BCFP May End ‘Proactive Oversight’ of Military Lenders Tagged with: BCFP Borrowers CFPB Homeowners Lenders Lending Military Sign up for DS News Daily center_img Subscribe Governmental Measures Target Expanded Access to Affordable Housing 2 days ago in Daily Dose, Featured, Government, News Senate Democrats recently asked the Bureau of Consumer Financial Protection (BCFP) to reconsider its plans to discontinue its routine checks for violations of the Military Lending Act after an article by the New York Times reported that the agency was planning to suspend these routine checks. The Military Lending Act (MLA) was passed in 2006 and is aimed at preventing active-duty military members and their families from falling victim to predatory lending, financial fraud, and credit gouging. “The Trump administration is planning to suspend routine examinations of lenders for violations of the Military Lending Act,” the New York Times reported, adding that “Mick Mulvaney, the interim director of the Consumer Financial Protection Bureau, intends to scrap the use of so-called supervisory examinations of lenders.” According to the Times, Mulvaney said the “proactive oversight is not explicitly laid out in the legislation.”Public radio station, NPR, recently reported that the BCFP was planning to ask the Congress to give it express permission to do this active monitoring of lenders’ MLA compliance if that is what lawmakers intended. “That’s according to a draft document circulating within the bureau obtained by NPR,” the public radio station said. “It is unclear if Congress would do that to spur the CFPB to return to its previous level of enforcement.”In a statement to NPR, the bureau said that any changes to the MLA would be made “only if necessary and in a way that does not reduce the MLA protections afforded Service members and their families.”Instead of the current method of “proactive oversight,” the BCFP will rely on consumer complaints to identify and deal with violations of the Military Lending Act. Senate Democrats responded with a letter on Wednesday, signed by all 49 members. “The CFPB should not be abandoning its duty to protect our servicemembers and their families, and we seek your commitment that you will utilize all of the authorities available to the CFPB to ensure that servicemembers and their families continue to receive all of their MLA protections,” the Senators wrote.“In addition, for our service members, especially those who are deployed overseas facing hostile fire, it is unreasonable to place the burden of detecting and reporting MLA abuses on servicemembers, especially when they should be given every opportunity to focus squarely on their missions,” they said. The BCFP has returned $130 million to service members, veterans, and their families and received more than 72,000 complaints each year since the bureau’s founding in 2011. The Week Ahead: Nearing the Forbearance Exit 2 days ago Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago BCFP Borrowers CFPB Homeowners Lenders Lending Military 2018-08-16 Krista Franks Brock The Best Markets For Residential Property Investors 2 days ago August 16, 2018 1,390 Views Data Provider Black Knight to Acquire Top of Mind 2 days agolast_img read more

first_imgDuring its first appearance in the national competition, the Saint Mary’s Women’s Choir earned second place in the American Prize in Choral Performance competition in the college and university division in October. The contest recognized the College choir as one of nine finalists for the award. Conductor Dr. Nancy Menk said her group set a precedent for an all-women’s choir placing near the top at the competition. “We were the first women’s choir to place in the top three,” Menk said.  “That was an honor.” Menk is a professor of music, director of choral activities and the Mary Lou Judd Leighton Chair in Music at the College. She also serves as conductor and music director of the South Bend Chamber Singers, which also competed for the American Prize and placed among the top eight finalists in the community division. “I am proud of both choirs,” she said. Founded in 2009, the American Prize honors outstanding choirs that submit recordings to be reviewed.  There are six categories: professional chorus, college or university level chorus, community or faith-based chorus, secondary school chorus, youth chorus and children’s chorus.  The Women’s Choir, currently comprised of approximately 45 students, has performed across the country as well as internationally and recorded four CDs.  For the competition, the Women’s Choir submitted a CD entitled “Anima mea,” Latin for “My soul.”  The CD includes a number of relatively current, 20th– and 21st-century songs. Senior Ashley Stopczynski credited much of the group’s success to Menk. “Dr. Menk ensures that we get a well-rounded choral experience by including upbeat, slower and different styles of music,” said Stopczynski. Stopczynski said its “Anima mea” CD is a testament to the choir’s talent, an excellent tool for sharing that talent with others.  “Dr. Menk makes it a point to give a good example of women’s choral music to younger singers,” Stopczynski said.  Menk and Stopczynski both said being an all-female choir did not give them any kind of edge in this competition. “A good choir is a good choir,” Menk said. Stopczynski agreed, but she said the group is still unique. “I actually don’t think women choirs get enough recognition for the beauty of the sound,” she said. “However, being the only female group to win is an amazing experience. … It’s wonderful to be recognized for the work we put into our music.”last_img read more

first_imgMORE: Watch Cowboys vs. Redskins live with fuboTV (7-day free trial)Washington (3-12) is nearing the end of a season it would like to forget. The team fired coach Jay Gruden earlier in the season and recent reports have stated owner Dan Snyder is considering firing long-time team president Bruce Allen at season’s end. Despite the tumultuous season, the Redskins are lined up to pick second in the upcoming draft which will likely land them Ohio State’s Chase Young who many experts consider to be the best player in the draft. Dallas was pegged by many to be a Super Bowl contender heading into the season. Now, its playoff hopes are hanging on by a thread.Here’s everything you need to know to watch the Cowboys vs. Redskins game on Sunday, including kickoff time, TV channels and a full Week 17 NFL schedule.MORE: How the Cowboys can still clinch NFC’s last playoff spotWhat channel is Cowboys vs. Redskins on today?TV channel (national): FoxTV channel (Dallas): WXTF-TVTV channel (Washington D.C.): WNYWLive stream: fuboTV (7-day free trial)The Cowboys vs. Redskins game will be shown on Fox to a majority of viewers across the country. For local viewers in Dallas and Washington D.C., you can find the game broadcast on your Fox affiliate station. Joe Buck will call the Cowboys vs. Redskins play-by-play action, and Troy Aikman will provide analysis.You can also live stream Cowboys vs. Redskins by signing up for fuboTV, which offers a seven-day free trial.MORE: NFL TV coverage map for Week 17Cowboys vs. Redskins: What time is kickoff?Date: Sunday, Dec. 29Time: 4:25 p.m. ETThe Cowboys vs. Redskins game starts at 4:25 p.m. ET on Sunday, Dec. 29.  Philadelphia heads into Sunday’s game having won three straight while New York’s won two straight.NFL schedule Week 17You can keep up with live scores and stats with SN’s live scoreboard.Note: National broadcasts are listed in bold.Sunday, Dec. 29GameTimeChannelJets vs. Bills1 p.m. ETCBS, fuboTVBrowns vs. Bengals1 p.m. ETFox, fuboTVPackers vs. Lions1 p.m. ETFox, fuboTVChargers vs. Chiefs1 p.m. ETCBS, fuboTVBears vs. Vikings1 p.m. ETFox, fuboTVDolphins vs. Patriots1 p.m. ETCBS, fuboTVFalcons vs. Buccaneers1 p.m. ETFox, fuboTVSaints vs. Panthers1 p.m. ETFox, fuboTVRedskins vs. Cowboys4:25 p.m. ETFox, fuboTVRaiders vs. Broncos4:25 p.m. ETCBS, fuboTVCardinals vs. Rams4:25 p.m. ETFox, fuboTVEagles vs. Giants4:25 p.m. ETFox, fuboTVColts vs. Jaguars4:25 p.m. ETCBS, fuboTVSteelers vs. Ravens4:25 p.m. ETCBS, fuboTVTitans vs. Texans4:25 p.m. ETCBS, fuboTV49ers vs. Seahawks8:20 p.m. ETNBC, fuboTVCowboys schedule 2019WeekDateOpponentKickoff timeTVWeek 1Sept. 8vs. Giants 4:25 p.m. ETFOXWeek 2Sept. 15at Redskins 1 p.m. ETFOXWeek 3Sept. 22Dolphins1 p.m. ETFOXWeek 4Sept. 29at Saints 8:20 p.m. ETNBCWeek 5Oct. 6vs. Packers4:25 p.m. ETFOXWeek 6Oct. 13at Jets 4:25 p.m. ETCBSWeek 7Oct. 20vs. Eagles8:20 p.m. ETNBCWeek 8BYE—Week 9Nov. 4at Giants8:15 p.m. ETESPNWeek 10Nov. 10vs. Vikings 8:20 p.m. ETNBCWeek 11Nov. 17at Lions 1 p.m. ETFOXWeek 12Nov. 24at Patriots4:25 p.m. ETCBSWeek 13Nov. 28vs. Bills4:30 p.m. ETCBSWeek 14Dec. 5at Bears 8:20 p.m. ETFOXWeek 15Dec. 15vs. Rams4:25 p.m. ETFOXWeek 16Dec. 22at Eagles4:25 p.m. ETFOXWeek 17Dec. 29vs. Redskins1 p.m. ETFOXRedskins schedule 2019WeekDateOpponentKickoff timeTVWeek 1Sept. 8at Eagles1 p.m. ETFOXWeel 2Sept. 15vs. Cowboys1 p.m. ETFOXWeek 3Sept. 23 (Monday)vs. Bears8:15 p.m. ETESPNWeek 4Sept. 29at Giants1 p.m. ETFOXWeek 5Oct. 6vs. Patriots1 p.m. ETCBSWeek 6Oct. 13at Dolphins1 p.m. ETFOXWeek 7Oct. 20vs. 49ers1 p.m. ETFOXWeek 8Oct. 24 (Thursday)at Vikings8:20 p.m. ETFOXWeek 9Nov. 3at Bills1 p.m. ETFOXWeek 10BYEWeek 11Nov. 17vs. Jets1 p.m. ETCBSWeek 12Nov. 24vs. Lions1 p.m. ETFOXWeek 13Dec. 1at Panthers1 p.m. ETCBSWeek 14Dec. 8at Packers1 p.m. ETFOXWeek 15Dec. 15vs. Eagles1 p.m. ETFOXWeek 16Dec. 22vs. Giants1 p.m. ETFOXWeek 17Dec. 29at Cowboys1 p.m. ETFOX The Cowboys will try and keep their playoff hopes alive as they host the division-rival Redskins on Sunday in Week 17.Dallas (7-8) lost a pivotal game last week to the Eagles and now sit one game behind Philadelphia for first place in the NFC East. The Cowboys need a win and a loss by the Eagles in order to make it back to the playoffs for the fourth time in six seasons.last_img read more

first_imgFORT ST. JOHN, B.C. – B.C. Hydro is warning of 2 planned power outages, one East of Beatton River and the other in the Tomslake area.The outage East of Beatton River is scheduled for Friday, June 10th from 9:00 a.m. to 3:00 p.m. Crews will be safely replacing a damaged pole structure at risk of failure.They estimate about 440 customers will be affected in the areas of  Cecil Lake, Osborne, Flatrock, Golata Creek and Clayhurst.- Advertisement – Wednesday, June 8th is when the outage will occur in Tomslake. The outage will last from 10:00 a.m. to 11:00 a.m. Crews will be replacing old equipment. The outage will affect 167 customers. Those customers will be advised through flyer distributions.last_img read more

first_imgWest Ham have received THREE bids for midfielder Pedro Obiang.The 26-year-old is attracting plenty of interest from Italy this summer as he is reportedly keen to return to Serie A. LATEST LATEST TRANSFER NEWS Man United joined by three other clubs in race for Erling Haaland Top nine Premier League free transfers of the decade Where every Premier League club needs to strengthen in January REVEALED Tony Cascarino backs Everton to sign two strikers for Carlo Ancelotti Arsenal transfer news LIVE: Ndidi bid, targets named, Ozil is ‘skiving little git’ Obiang in action for West Ham moving on targets IN DEMAND 1 Cavani ‘agrees’ to join new club and will complete free transfer next summer Atalanta, Fiorentina and Sampdoria are tracking the Spaniard and, according to TMW, they have all made bids.As talkSPORT told you on Monday, Sampdoria have slapped in a bid of just over £7m to sign Obiang.The midfielder spent seven years there before joining West Ham in 2015 and the club want him back.However, Atalanta and Fiorentina have also made formal offers for Obiang and they have both bid £8m.The Italian pair are just as keen as Sampdoria to sign the Spaniard and hope their improved offers will give them the edge. targets LIVING THE DREAM Kevin De Bruyne ‘loves Man City and wants to keep winning’, reveals father RANKED The biggest market value losers in 2019, including Bale and ex-Liverpool star last_img read more

first_imgDonegal County Council and the EPA have lifted a ‘No Swim’ ban at Bundoran beach. The public were warned yesterday not to swim in the waters at Bundoran beach due to health risks.The risk was related to elevated levels of E.coli in the water, caused by suspected stormwater overflow due to localised heavy rainfall. The ‘No Swim’ warning was initially issued by Donegal County Council for three days.However, following test on the waters on Thursday night, it has now been deemed safe.Swimming ban lifted at Bundoran beach was last modified: August 23rd, 2019 by Shaun KeenanShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)last_img read more

first_imgChampions elect? Manchester City are 1/8 to win their first title in 44 years when they entertain QPR, who are 2/1 at BetVictor to be relegated to the Championship on Sunday.Bolton, who need to win if they are to have any chance of staying up, are 19/10 to win at Stoke and that is likely to be enough as few give the Hoops any chance of halting the City charge at the Etihad.14/1 to score the opener.Or can they? Rangers are 18/1 at BetVictor to gain a shock win with Lord Frodsham aka Djibril Cisse 14/1 to score the opener.Yaya Toure was simply irresistible against Newcastle last weekend and is 5/1 to score the opener on Sunday.We make City our 13/8 favourites to win next season’s title and many believe we will see the start of a City dynasty to replace that of neighbours United on Sunday – but we’re not convinced.FA Cup winners Chelsea are 1/3 to finish their domestic season on a high and they should have too much for a Blackburn side who were relegated earlier in the week.Fulham travel to White Hart Lane and are 8/1 to finish their long season with a bang.Sunday is the only day of the Premier League season when all 20 teams kick off at the same time. We have markets on the highest scoring game and which team will score first and, sorry Hoops fans, make Manchester City our 13/2 favourite to calm the nerves at the Etihad with Chelsea 8/1 and Spurs and United at 19/2.City are 2/1 to be the highest scoring team on the final day and we have an enhanced acca of 9/2 for the final day ‘good things’ Arsenal, Chelsea, Spurs, City and United to all oblige.We have a sensational offer for the forthcoming Euro 2012 tournament: place a bet on the outright market and if holders and world champions Spain retain their European crown in Kiev on 1 July we will refund losing bets up to £50.Thus if you fancy Germany, Holland or – don’t laugh – England, we will refund your losing stake if Spain continue their recent monopoly of major tournaments.This offer is backdated and lasts until the first ball is kicked in Warsaw when the hosts Poland meet Greece on 8 June.For all your weekend odds check out betvictor.comFollow West London Sport on TwitterFind us on Facebooklast_img read more

first_imgLook Before You Leap: Oh Yeah! deals with issues that all high school pupils can relate to – peer pressure and temptation, not fitting in and being different. Instead of sidestepping the serious issues affecting South Africa’s young people, arepp’s innovative use of theatre highlights difficult social and personal issues such as sexuality, relationships, pregnancy, substance use, HIV/Aids, physical and emotional abuse, and gender equality. arepp’s approach to educational theatre is all about making learning fun and helping pupils make an emotional connection with the content of the play.(Images: Wilma den Hartigh) For the primary school shows, puppets are used to deal sensitively with issues such as body awareness, physical boundaries, self-efficacy and physical abuse. (Image: arepp:Theatre for Life) MEDIA CONTACTS • Brigid Schutz  arepp:Theatre for Life  +27 11 485-4771 RELATED ARTICLES • West End beckons for playwrights • SA’s Fugard receives lifetime Tony • SA puppet company wins a Tony • Extreme entertainment in Joburg Wilma den HartighThe African Research and Educational Puppetry Programme Trust, or arepp:Theatre for Life, is adding some spark to life skills education in schools, using humour and music in its interactive performances to demystify taboo subjects and enabling young people to make informed lifestyle choices.There is a great sense of orderliness ahead of arepp’s performance at the Rhodesfield Technical High School on Johannesburg’s West Rand.The familiar sound of the school bell signals the end of each lesson, prompting pupils to walk briskly along the corridors to their next class, and in the reception area there is serious talk of reports, averages, tests and results.But as soon as the play starts, the school hall – with a group of about 300 grade eight pupils neatly seated in rows on the floor – explodes with laughter, whistling and cheering. Even the teachers who are supervising the noisy group of teenagers can’t help but smile.The performance that follows will undoubtedly be the highlight of every pupil’s day.Targeted at grades eight to 12 pupils, the focus of the Look Before You Leap play series is on choices, problem solving and self-image. It explores how ideas of gender and sexuality affect perceptions of self and society.Arepp’s approach to educational theatre is all about making learning fun and, through the different characters, help pupils make an emotional connection with the content of the play.The award-winning educational theatre group takes learning out of the classroom onto the stage, and there is nothing high-brow about these performances.Instead of sidestepping the serious issues affecting young people in South Africa, arepp’s candid approach and innovative use of theatre highlights difficult social and personal issues such as sexuality, relationships, pregnancy, substance use, HIV/Aids, physical and emotional abuse and gender equality.Learning can be funBrigid Schutz, director at arepp, says the structure and character development of the plays help pupils to identify closely with the situations portrayed.Unlike traditional theatre, the audience are not passive observers, as the play mirrors their personal experiences on stage.One of the actors, Ruan Zed, says that theatre is a powerful medium that helps people to see issues from a different perspective. “Theatre puts your own life story on stage,” he says.This particular play, Look Before You Leap: Oh Yeah! deals with issues that all high school pupils can relate to – peer pressure and temptation, not fitting in and being different. It also examines the uncertainty of early relationships, being true to one’s identity and self-esteem.“The characters in the play go through an emotional process and because it becomes a personal experience for the pupils, they can identify and connect with it,” Schutz explains.Making life orientation relevantThe productions, which run for an hour – the first half is the play, which is then followed by a 30-minute problem-solving discussion with the audience – are specifically designed to be performed as a life orientation (LO) lesson within the school’s daily schedule.LO is a compulsory subject in South African schools for all grades.This new area of learning replaced subjects such as career guidance, physical training and religious education. The point of LO is to enable pupils to make wise choices, understand healthy living, get career direction, learn study skills and become aware of environmental, community and society issues.Although it covers non-academic skills needed in life, Rhodesfield’s LO teacher Elliot Faku says there is a perception in schools that LO is not as important as the more academic subjects like maths or science.“The subject is highly relevant as it deals with what life is like after school,” he says.He is a great supporter of using theatre as a learning tool. “It further entrenches the concepts that the pupils learn in class,” Faku says. “Even though the kids see it as a break from their normal school routine, they are still learning.”Problem-solving through discussionAfter each performance pupils have an opportunity to ask questions, talk about the issues raised in the play, contextualise the content and debate the decisions made by the characters.The discussion time is important because it encourages open communication. “It shows the pupils that their opinions are valued,” Schutz says.Most of them are not scared to ask difficult questions that they might not usually want to discuss with other adults such as their parents or teachers.Throughout the discussion, the group is encouraged to offer answers themselves, which builds confidence and problem-solving skills.Zed notes that in all the discussion sessions they’ve noticed that the questions and opinions of the pupils are closely related to their own lives. By sharing their understanding of the issues, pupils become more confident to talk about them in the classroom, on the playground and at home.“Arepp doesn’t give right or wrong answers,” he says. “What we want to do is develop resilient youth who can deal with any challenge and know what they stand for,” Zed says.Reaching as many kids as possibleArepp’s life skills and self-efficacy development programmes reach all age groups in schools with four series of shows: Look Before you Leap, aimed at groups between 13 and 22; About Us for 10 to 13 year olds; No Monkey Business and the Monkey Tales series for the groups between six and nine and three and five respectively.“There is a need to do more of this type of theatre in South Africa,” Schutz says. “There are many theatre education initiatives that start up, but keeping it going is difficult because it is very costly.”The organisation relies entirely on external funding to continue its work. Currently it receives support from the National Lottery Distribution Trust Fund, the STARS Foundation and a foreign donor agency in the Netherlands.Established in 1987, arepp reaches about 120 000 pupils between the ages of five and 18 in 350 schools each year.Feedback from teachers last year showed an increase of 81% in the audience’s knowledge, skills, ability and confidence to deal with issues directly affecting them.The reported percentage of physical and sexual abuse cases in those schools halved from the previous year, to just under 4%, and reported pregnancies declined from 9% to less than 1%.Reported suicides decreased and overall, 80% of audiences indicated changes in their feelings of worth, competency and control with regard to the issues presented in the plays.“This shows that our performances are helping to make a difference,” says Schutz.Last year the company was selected from 976 applicants from 60 countries to receive the 2011 STARS Foundation Impact award in education.The foundation offers awards to charities in the Africa-Middle East and Asia-Pacific regions working with children in the areas of health, education and protection.The award is allowing arepp to fund additional theatre projects and perform about 200 more presentations, which will benefit 30 000 additional pupils.Schutz describes the award as an important accolade as it validates the organisation’s work and recognises arepp’s contribution of 25 years to the promotion of human rights in South Africa.“It highlights the vital importance of assisting young people and children to understand, engage with, and contextualise the notions and practical applications of their rights,” she says.• Slideshow image courtesy of Andrew Aitchisonlast_img read more

first_imgsarah perez Tags:#Apple#Google#How To#mobile#NYT#web Role of Mobile App Analytics In-App Engagement It has now been nearly two months since my iPhone fell into a pond, forcing me to transition to Android. I had a review unit of the Nexus S on hand at the time which served as a backup phone in the wake of the tragedy. I’ve now moved to Android completely, save for the occasional Netflix stream or iPhone-specific app in need of testing. Throughout the process, I’ve been documenting the struggles and benefits of moving to Android here on ReadWriteWeb, in a series called “iPhone to Android.”Specifically, much of the focus is on moving to the Nexus S, as that’s the phone I’ve chosen. (The review unit has been returned – I have my own Nexus S now.)This week, I’m looking at taking the Nexus S overseas.If you haven’t been following my transition, you can start here with my one-week review, then check in again here when I hit one month and here when I reached a month and a half. This is an ongoing series.Using an Unlocked PhoneOne of the great benefits to the Nexus S – especially for frequent travelers – is that it is an unlocked phone. What that means is that you can use it on other carriers besides the one you have a contract with – in my case, T-Mobile here in the U.S. The Nexus S doesn’t work with any mobile carrier, however, but any GSM carrier. The term “GSM” refers to the carrier frequency ranges supported by 80% of the global cellular market. T-Mobile and AT&T are GSM carriers in the U.S., Verizon and Sprint are not.Having just spent the last week in Barcelona for the annual Mobile World Congress event, access to an unlocked phone was a blessing. Or rather, it could have been. Unfortunately, I ran into a bit of trouble with the Nexus S here – more on that in a minute.To use the phone’s unlocked feature, you simply buy a prepaid SIM card from a local carrier, open up the back of the phone, remove the battery so you can access the SIM card then remove it and replace it with the one you just purchased. It’s best to put your old SIM somewhere safe – they are small and easily lost. I put mine in another phone.Afterwards, your Nexus S will work on the other carrier’s network.More Than Just Swapping SIMs: Dealing with Google Voice Settings The problem I encountered had to do with Google Voice. Because Google Voice can deeply integrate with Android handsets, you can practically forget it’s there. I certainly did. But after missing a few calls and noticing that my text messages were not being sent, I realized that Google Voice was the issue.But how do you disable the integration so you can use the phone on the carrier’s network, instead of over Google Voice’s VoIP service? (Note: Google Voice isn’t available internationally in all markets, so this situation is limited to the markets where Google Voice is supported.)This is where things get tricky. The first place I look to adjust settings on the Nexus S, is, of course, the Settings application. Here, under “Call Settings” an option that says “Use Internet Calling” seemed to be the setting I had wanted.The options available are: use Internet calling for all calls, only for Internet calls or to ask for each call. Mistakenly, I assumed that changing the setting to “ask” would allow me to pick upon dialing whether the call would go through Google Voice or not. It did not.The actual setting I needed was in the Google Voice app itself. Of course, by the time I sussed it out, I had already resorted to email to contact the other party. I was in a hurry, and have been brought up to believe that spending more than a few seconds starting at your phone is impolite during real-life, face-to-face conversations. I did not have time to delve into my phone’s settings, look around, figure things out. I should have made the configurations in advance, not while walking through the event, talking to a friend and trying to find a bus.In an alternate universe, I imagine how an iPhone would have treated the same scenario: I see you’re on the Vodafone network – do you want to disable Google Voice? Oh simplicity, I miss you so.Instead, here’s how to adjust the setting I should have located:Launch the Google Voice app.Press Menu. Press More.Press Settings.Press “Making Calls”Here, there are four options: Use Google Voice to make all calls, Do not use Google Voice to make any calls, Only use Google Voice for International calls and Ask every time I make a call. I should have chosen the second one (do not use). Well, now I know.Google Voice Integration: What’s the Benefit When Dialing Out?In retrospect, outside of making international calls, I’m not sure what the benefit of using Google Voice to dial out actually is. It doesn’t work overseas and it doesn’t make a difference in my daily life here in the U.S. since I don’t make enough calls to worry about minutes used. I tend to text. I think I’ll leave this setting off for now, and just launch the app itself if I want to use Google Voice to make an international call, which is rare.On the flip side, having my Google Voice number route to my T-Mobile number (and others I own) is helpful. I can post that number publicly – for example, on my Twitter profile – and know that my calls are being collected in one central system that I can access from any device or computer. Plus, I can read transcripts of voicemail messages instead of having to listen to each one.But as with other Google Voice features, this functionality too, is limited. You can’t route international phone numbers to Google Voice.As someone who is not a frequent world traveler (this was only my second trip to Europe ever), I’m chalking this up to a learning experience. Although there were a few settings to figure out (which I should have researched in advance I now realize), at the end of the day, the Nexus S’s openness is a major plus. You can’t swap SIMs on just any mobile phone. And some U.S. phones, like the Verizon iPhone for example, won’t work in the majority of overseas markets. How will Verizon iPhone users deal when traveling overseas? I’m not sure. But I know that next time, I won’t have to worry. Related Posts center_img Why IoT Apps are Eating Device Interfaces The Rise and Rise of Mobile Payment Technology What it Takes to Build a Highly Secure FinTech …last_img read more

first_imgAbout the authorFreddie TaylorShare the loveHave your say West Ham defender Balbuena: England feels like a movieby Freddie Taylor10 months agoSend to a friendShare the loveWest Ham United defender Fabian Balbuena is living the dream in his debut Premier League season.The Paraguayan arrived from Corinthians in the summer for £4million.”I saw all the good matches,” Balbuena told Standard Sport. “Chelsea vs Manchester United, United vs [Manchester] City, Arsenal vs West Ham, Tottenham vs Arsenal… when I was a child all the teams had good players.”I saw every game on TV and when I came to the Premier League in my head it seemed like a movie because all the players want to play in the Premier League and now I make the target possible.” last_img read more