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first_imgFor the majority of American children, it pays to be a kid. More than half of American parents — 61 percent according to the Institute of Certified Public Accountants — give an allowance to their children. While the average yearly allowance was $65 a month, or $780 a year, only 1 percent of parents reported their kids saving money. An allowance can be an important tool for teaching the basics of financial literacy. By learning the importance of saving from an early age, children can avoid money troubles in the future, said Nolan McClure, a graduate assistant in housing and consumer economics at the University of Georgia College of Family and Consumer Sciences. “It’s never too late to learn…[but] I think the earlier, the better because you could avoid more difficult consequences,” McClure said. The AICPA reported that 54 percent of children received an allowance before turning 8. Age, however, shouldn’t be the deciding factor in who gets allowance, McClure said. “As soon as you ask for money, you’re given an allowance,” McClure said. Parents can teach financial responsibility through allowance and help their kids develop the mindset of “my money.” McClure and Michael Rupured, a financial management specialist with UGA Cooperative Extension, are developing an educational program that teaches parents how to prepare their children for future financial responsibility. The main goal of the program, McClure said, is to produce financially literate children and young adults. “We’d like to teach, one, the idea of spending money wisely and, two, financial management in general,” McClure said. Their program advocates parents teaching financial lessons through instruction on how to spend and save allowance. When parents provide an allowance, they should explain how to handle the money, McClure said. “Give instruction on how to manage the money,” he said. “Say ‘save 10 cents per dollar,’ or tell them what they need to pay for with it.” Parents should assign responsibilities according to age and allowance amount and emphasize the importance of saving at every age. For example, a child in elementary school could have the responsibility of buying his or her school lunch each week. If all of the allowance is spent before the school week is over, the child becomes responsible for making bag lunches at home. This method, McClure said, provides a “teachable lesson,” with minor consequences, rather than a “hard lesson” with extreme financial consequences. To gradually increase responsibility, McClure suggests parents increase allowance and financial obligations. A child in middle school could be responsible for their lunches and back-to-school shoes, for example. “[More money] comes with age and discretion,” he said. “Some kids are going to be more mature at a younger age … But I wouldn’t say to give a third grader money and say ‘You have to buy your clothes and your shoes and your lunch with this.’” As allowance increases, parents should encourage greater savings and explain the different means of savings. This way, children can move from their piggy bank to a savings account. The lessons can continue in this way until the child becomes financially independent. “College students who can manage money are those on the same system,” McClure said. For more information on financial management, contact your local UGA Extension Office at 1-800-ASK-UGA1.last_img read more

first_imgWhen Syracuse head coach Luke Jensen resigned on Jan. 29, the program was two days away from a road trip to Columbus, Ohio, to face Ohio State.Assistant coach Shelley George, who coached under Jensen for seven years, finally received her chance to direct the program. George’s familiarity with the players led to an easier transition for the interim head coach than if she hadn’t known the team. And now she has the challenge of helping her young squad prepare for the Atlantic Coast Conference.In her mind, the expectations for Syracuse should not be tampered despite the coaching change early in the season.“I want to win matches, and see the girls get better every day at practice,” George said. “I want to see competitors and see better fighters.”So far, George has led her program during one of the more difficult starts in program history, as the Orange is currently winless as it enters conference play this weekend.AdvertisementThis is placeholder textBut even with the slow start, George has done a good job building relationships with the Orange’s younger players and strengthening the pre-existing ones. Junior Breanna Bachini has been accustomed to George for three years now, which is why she feels that the change at head coach hasn’t been too difficult. Bachini is appreciative of the connection that she has formed with George during her time with the program.“To be quite honest, it doesn’t feel like too much of a big transition,” Bachini said. “My relationship with coach George has been very good, so it has been very natural.”Junior Amanda Rodgers views the coaching change as an easy transition for returning players as well. Rodgers also said George’s ability to provide comfort to her players both on and off the court has stood out early on.“She’s more of like a mom,” Rodgers said. “She’s more understanding and you can talk to her because she’s a woman.”George is quickly making her presence known as the interim head coach, despite the uncertainty surrounding the coaching situation beyond his season. Her focus lately has been telling her younger players to close out matches when the opportunities arise. “When we’re up in a situation, being able to close out matches and take advantage of those opportunities,” George said. “We work on it every week. We’re always looking to get better each week and learn from our losses.”Through the early weeks of her reign as interim head coach, George is seeing her players provide the same amount of effort they showed for Jensen at the start of the year. Bachini doesn’t believe the atmosphere within the team has been different with a new leader at the helm.“Every single day we come to the practice, we’re under the mindset that we’re going to play our absolute hardest,” she said. “Our mindset has not changed.”George is not dwelling on this situation, nor does she intend for her players to be phased by the coaching change early in the season. Amid the rapid change that is affecting her and the program, George is showing confidence in her ability to anchor Syracuse in what is arguably the nation’s best conference.“I’m really embracing the challenge. I’m excited for this,” she said. “I love these girls, I love this team and we’re just trying to all get better each day we’re out there.” Comments Facebook Twitter Google+ Published on February 17, 2014 at 11:09 pmlast_img read more

first_imgMORE: Watch Cowboys vs. Redskins live with fuboTV (7-day free trial)Washington (3-12) is nearing the end of a season it would like to forget. The team fired coach Jay Gruden earlier in the season and recent reports have stated owner Dan Snyder is considering firing long-time team president Bruce Allen at season’s end. Despite the tumultuous season, the Redskins are lined up to pick second in the upcoming draft which will likely land them Ohio State’s Chase Young who many experts consider to be the best player in the draft. Dallas was pegged by many to be a Super Bowl contender heading into the season. Now, its playoff hopes are hanging on by a thread.Here’s everything you need to know to watch the Cowboys vs. Redskins game on Sunday, including kickoff time, TV channels and a full Week 17 NFL schedule.MORE: How the Cowboys can still clinch NFC’s last playoff spotWhat channel is Cowboys vs. Redskins on today?TV channel (national): FoxTV channel (Dallas): WXTF-TVTV channel (Washington D.C.): WNYWLive stream: fuboTV (7-day free trial)The Cowboys vs. Redskins game will be shown on Fox to a majority of viewers across the country. For local viewers in Dallas and Washington D.C., you can find the game broadcast on your Fox affiliate station. Joe Buck will call the Cowboys vs. Redskins play-by-play action, and Troy Aikman will provide analysis.You can also live stream Cowboys vs. Redskins by signing up for fuboTV, which offers a seven-day free trial.MORE: NFL TV coverage map for Week 17Cowboys vs. Redskins: What time is kickoff?Date: Sunday, Dec. 29Time: 4:25 p.m. ETThe Cowboys vs. Redskins game starts at 4:25 p.m. ET on Sunday, Dec. 29.  Philadelphia heads into Sunday’s game having won three straight while New York’s won two straight.NFL schedule Week 17You can keep up with live scores and stats with SN’s live scoreboard.Note: National broadcasts are listed in bold.Sunday, Dec. 29GameTimeChannelJets vs. Bills1 p.m. ETCBS, fuboTVBrowns vs. Bengals1 p.m. ETFox, fuboTVPackers vs. Lions1 p.m. ETFox, fuboTVChargers vs. Chiefs1 p.m. ETCBS, fuboTVBears vs. Vikings1 p.m. ETFox, fuboTVDolphins vs. Patriots1 p.m. ETCBS, fuboTVFalcons vs. Buccaneers1 p.m. ETFox, fuboTVSaints vs. Panthers1 p.m. ETFox, fuboTVRedskins vs. Cowboys4:25 p.m. ETFox, fuboTVRaiders vs. Broncos4:25 p.m. ETCBS, fuboTVCardinals vs. Rams4:25 p.m. ETFox, fuboTVEagles vs. Giants4:25 p.m. ETFox, fuboTVColts vs. Jaguars4:25 p.m. ETCBS, fuboTVSteelers vs. Ravens4:25 p.m. ETCBS, fuboTVTitans vs. Texans4:25 p.m. ETCBS, fuboTV49ers vs. Seahawks8:20 p.m. ETNBC, fuboTVCowboys schedule 2019WeekDateOpponentKickoff timeTVWeek 1Sept. 8vs. Giants 4:25 p.m. ETFOXWeek 2Sept. 15at Redskins 1 p.m. ETFOXWeek 3Sept. 22Dolphins1 p.m. ETFOXWeek 4Sept. 29at Saints 8:20 p.m. ETNBCWeek 5Oct. 6vs. Packers4:25 p.m. ETFOXWeek 6Oct. 13at Jets 4:25 p.m. ETCBSWeek 7Oct. 20vs. Eagles8:20 p.m. ETNBCWeek 8BYE—Week 9Nov. 4at Giants8:15 p.m. ETESPNWeek 10Nov. 10vs. Vikings 8:20 p.m. ETNBCWeek 11Nov. 17at Lions 1 p.m. ETFOXWeek 12Nov. 24at Patriots4:25 p.m. ETCBSWeek 13Nov. 28vs. Bills4:30 p.m. ETCBSWeek 14Dec. 5at Bears 8:20 p.m. ETFOXWeek 15Dec. 15vs. Rams4:25 p.m. ETFOXWeek 16Dec. 22at Eagles4:25 p.m. ETFOXWeek 17Dec. 29vs. Redskins1 p.m. ETFOXRedskins schedule 2019WeekDateOpponentKickoff timeTVWeek 1Sept. 8at Eagles1 p.m. ETFOXWeel 2Sept. 15vs. Cowboys1 p.m. ETFOXWeek 3Sept. 23 (Monday)vs. Bears8:15 p.m. ETESPNWeek 4Sept. 29at Giants1 p.m. ETFOXWeek 5Oct. 6vs. Patriots1 p.m. ETCBSWeek 6Oct. 13at Dolphins1 p.m. ETFOXWeek 7Oct. 20vs. 49ers1 p.m. ETFOXWeek 8Oct. 24 (Thursday)at Vikings8:20 p.m. ETFOXWeek 9Nov. 3at Bills1 p.m. ETFOXWeek 10BYEWeek 11Nov. 17vs. Jets1 p.m. ETCBSWeek 12Nov. 24vs. Lions1 p.m. ETFOXWeek 13Dec. 1at Panthers1 p.m. ETCBSWeek 14Dec. 8at Packers1 p.m. ETFOXWeek 15Dec. 15vs. Eagles1 p.m. ETFOXWeek 16Dec. 22vs. Giants1 p.m. ETFOXWeek 17Dec. 29at Cowboys1 p.m. ETFOX The Cowboys will try and keep their playoff hopes alive as they host the division-rival Redskins on Sunday in Week 17.Dallas (7-8) lost a pivotal game last week to the Eagles and now sit one game behind Philadelphia for first place in the NFC East. The Cowboys need a win and a loss by the Eagles in order to make it back to the playoffs for the fourth time in six seasons.last_img read more